We talked about the mile that is last where thereвЂ™s banking deserts in this nation so the thinking had been there must be a unique type of standard bank, particularly banking institutions that provide cash
that lend small company loans and customer loans which can be alternatives to payday or, you realize, lending in redevelopment tasks, but that thereвЂ™s banking institutions focused on providing capital back in low to moderate income communities around the world as a core mission of theirs. So thereвЂ™s about a lot of CDFIs now considering that the creation associated with CDFI Fund.
WhatвЂ™s interesting, Peter, is a lot of them, a large proportion, are not for revenue and thus we've accompanied an unique community of mission oriented organizations so it means isвЂ¦you know, itвЂ™s a noble designation and it enables us to be part of this community for us what. But we also have to ask ourselves the question, letвЂ™s scale, how do we scale to serve millions of people in this country who need access as we think of this community. And therefore we provide a bit of a brand new form of troublesome sort of force generally speaking plus in thinking regarding how do we build organizations that may measure.
Two means though that are more within the codes of being a CDFI is banks can partner with CDFIs and be able to fulfill their CRA obligations that it does help us.