09 nov «A+++. I’ve caused Jay for many years. As ever he brings excellent customer service. Quick a reaction to all inquiries. Simple to do business with.
I’ll use Jay for my personal mortgage desires and offered and can continue to suggest your to everyone i am aware which demands mortgage funding.»
«working together with Jay got a satisfaction. He had been excessively helpful and went past my personal expectations. I might surely advise Jay to my buddies and families and certainly will contact your once again if an opportunity to re-finance presents itself.»
«My husband and I not too long ago refinanced the longtime, existing home loan. James Rafuse ended up being the loan specialist and facilitator. He had been positively incredible! In addition to being really competent and well-informed, he was friendly, worried, considerate and incredibly responsive. We’d recommend him very highly to anyone thinking about funding and/or refinancing selection. You will not be upset.»
«Jay got exceedingly knowledgeable, pro and easy to work with. The guy reacted quickly to all the inquiries. The complete process was really sleek. I would highly recommend him.»
«I got the pleasures of cooperating with Jay Rafuse of BayCoast financial about refinance of my homes. Jay is most experienced, beneficial and proactive in the whole techniques. I happened to be a lot of amazed by Jay’s amount of communication, as I was actually stored updated about all those things was actually happening during each step. Jay was able to easily lessen any issues or problems that emerged. I would recommend Jay and BayCoast financial for house financing need.
«Jay got very helpful. Discussed all solutions and made the procedure run smoothly. The guy performed anything the guy mentioned he would. There is no concerns through the whole process. Huge suggestion»
«James Rafuse, Senior financing Officer, got crucial in acquiring your best option for my personal refinance of my personal secondary home loan. As I have experienced prior to now with Mr. Rafuse, the guy grabbed the full time to explain all my solutions and tips myself through each step of process. The guy generated every effort to ensure the techniques is seamless, thorough and convenient for my situation. Also, they are extremely enjoyable to utilize and ensures all «t’s tend to be entered an I’s are dotted.» I shall best deal with Mr. Rafuse for mortgages back at my houses and have readily known your to many friends and family. He or she is expert, kinds, individual and ensures the guy satisfy all his clients’ goals. I would recommend him to anyone.»
«Great. My personal representative (Jay) ended up being expert, knowledgeable and also responsive. I shall certainly endorse him to my buddies and household. The complete process was seamless. Happy.»
«Jay Rafuse is an enjoyment to partner with. Not only in the helpfulness and care for the consumer’s desires, however in his remarkable functioning skills for the mortgage and mortgage arena. Jay produced the ability more enjoyable, had been efficient in most regions of the mortgage procedure, and worked quite difficult in pulling all items with each other for a successful close. Thanks a lot BayCoast and Jay Rafuse!»
«Jay Rafuse at BayCoast financial got the most perfect refinancing partner personally and my wife. Regarding larger economic behavior like refinancing all of our major advantage, the homes, we quite often have cold foot, subsequently changes our very own heads and want a sudden option before ultimately experiencing Jay’s smart counsel. 
We did a no points no completion refinancing, and that’s just what it cost all of us ? no details without closure. We have a rather aggressive rates therefore the terminology we wanted. The quantity of begins that i’ve picked within this assessment truthfully reflects my personal negotiations with Jay Rafuse. Possible count on him for products done in a timely fashion, become honest also to additionally gently explain just what may seem like an excellent concept to you – isn’t really.»
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